Become a Certified Consumer Credit Counselor

Certified Consumer Credit Counselor
Become a Certified Consumer Credit Counselor

Entrepreneur Magazine lists, “find a need and fill it,” as the number rule for business start-ups. It’s not a complicated, hard to understand, business strategy. You determine what people need and/or want, and then find a way to become their provider. In this economy, the people have a tremendous need for debt counseling. The bills are piling up and Americans are aggressively seeking solutions. Becoming a Certified Consumer Credit Counselor is the answer...

Certified Consumer Credit Counselor To The Rescue
Going back about ten to twelve years to date, you can probably remember when virtually anyone could get a credit card. Unemployed college students, undrafted college athletes, new hires, etc., etc.

At one point, the approval rate became so lax that it was a great big industry joke; if you could fog a mirror, you could get a credit card.

As credit became easily available, debt began to mount at a rapid pace. Currently Americans are the most indebted people on the planet, owing on average close to $113,000.00 in mortgages, car loans, credit cards, and all other types of debt.

It’s a staggering and mind-boggling figure that is leaving many Americans depressed and without hope. Once individuals find themselves in the vise grip of debt, without question they usually need professional debt counseling to get out of debt. That’s why the demand for Certified Consumer Credit Counselors has skyrocketed.

What Does It Take To Become a Certified Consumer Credit Counselor?
To become a Certified Consumer Credit Counselor, a person first and foremost must have a genuine heart to help people. This is a critical facet of succeeding in this business. People jumping on the bandwagon for quick money will eventually find this work unrewarding and unfulfilling.

Secondly, you should have a background in finances and/or counseling. The worst Certified Consumer Credit Counselor to go to is one who became certified, but they have little to no educational training or experience in finances or counseling.

I must inform you of this upfront. It’s rather easy to get certified. However, it’s not so easy to sit down with a couple that is up to their necks in debt and on the verge of divorce. She can’t sleep at night and he’s on the verge of going berserk. This is a real everyday scenario and your responsibility would be to analyze their current financial condition and devise a workable plan that will allow them to get their sanity back. It’s not easy work, but for the right person, it is definitely rewarding.

Becoming a Certified Consumer Credit Counselor
The steps are actually quite simple. Go to the National Association of Certified Credit Counselors (NACCC) website and click on the “Certification” link located in the menu bar at the top of the web page. Once you arrive at that page, you’ll see these links for the Credit Counselor Certification:

Learn More | Enroll | Request Exam | Request Retake Exam | Application for Cert Renewal

Click on the “learn more” link and go from there. We wish you much success!

P.S. On the “Certification” link page, you will also find these certifications: Senior Credit Counselor Certification, Financial Health Certification, and Debt Settlement Specialist Certification. After Becoming a Certified Consumer Credit Counselor, these other certifications will serve to bolster your career.

William Phillips brings a degree in economics and an unwavering passion to help fellow Americans come from under the clutches of debt. He believes that with the right debt advice or debt counseling, anyone can recover from the stresses of being overwhelmed with credit card bills and other debts.

For more information on this topic or any other issue related to getting out of debt, living debt free, debt management, debt relief, the Fair Debt Collection Practices Act and stopping debt collectors in their tracks, please visit www.DebtErasure.com

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Certified Consumer Credit Counselor
Become a Certified Consumer Credit Counselor